Mi Casa es tu casa
Financing Made Simple
Buying a mobile home doesn’t have to be complicated.
At Mi Casa Housing, we guide you through every financing step so you know exactly what to expect.
In-House Financing Available
Buying a home doesn’t have to be complicated. With our in-house financing, you can purchase your manufactured home directly through us — no traditional bank required.
We work with all credit types, and our process is fast and flexible.
Other Financing Options Available
We work with trusted lending partners to help qualified buyers secure competitive financing
Available loan programs include:
VA Loans
For eligible veterans and active-duty service members, often offering competitive terms and low down payments.
FHA Loans
Government-backed loans with flexible qualification requirements.
Conventional Loans
Traditional financing options for qualified buyers.
What You’ll Typically Need
To apply for financing, you may be asked to provide:
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Valid ID (we accept all types, including foreign IDs)
In house requirements (1)
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Completed application with 2 years of employment and residency history
In house requirements (1)
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Proof of income (bank statements or recent pay stubs)
In house requirements (1)
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Social Security Number or ITIN
In house requirements (1)
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Proof of address
In house requirements (1)
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Last year’s W-2 or 1099
In house requirements (1)
Down payment amounts vary depending on the home and application details
In house requirements (1)
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Our team will explain everything clearly before you move forward.
We Work With All Credit Types
Whether your credit is excellent, good, fair, or needs improvement, we’ll review your situation and help explore available solutions approved lenders.
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Already pre-approved?
You’re welcome to bring your own bank or credit union.